FACTS


WHAT DOES RAINEY USED CARS DO WITH YOUR PERSONAL INFORMATION?



WHY?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account Balances and Payment History
  • Credit History and Employment Information

When you are no longer our customer, we continue to share your information as described in this notice

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Rainey Used Cars chooses to share; and weather you can limit this sharing


Reasons we can share your personal information

Does Rainey Used Cars share?

Can you limit this sharing?

For our everyday business purposes —

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus


YES


NO

For our marketing purposes —

to offer our products and services to you


YES


NO

For joint marketing with other financial companies


YES


NO

For our affiliates’ everyday business purposes —

information about your transactions and experiences


YES


NO

For our affiliates’ everyday business purposes —

information about your creditworthiness


YES


NO

For our affiliates to market to you


YES


NO

For nonaffiliates to market to you


NO


WE DON'T SHARE


QUESTIONS?


Call Rainey Used Cars at 229-995-5124


WHO WE ARE


Who is providing this notice?

Rainey Used Cars

WHAT WE DO


How does Rainey Used Cars protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with the federal law. These measures include computer safeguards and secured files and buildings.

How does Rainey Used Cars collect my personal information?

We collect your personal information, for example, when you:

  • Apply for financing
  • Give us your income information or provide employment information
  • Provide account information or give us your contact information

Why can't I limit all sharing?

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


DEFINITIONS


Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Rainey Finance

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • First Tennessee Bank

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • N/A


TO LIMIT OUR SHARING


Call: Rainey Used Cars on 229-995-5124